If kids are doing poorly in school, let's spend more money on education.
If we have a drug problem in our state, let's spend more money on police, prison, and drug education.
If I had a fight with my wife, I'll spend a lot on a nice evening out to appease her.
If the kids throw a fit in the store, I'll buy them something to keep them quiet.
And when we are in a financial bind, the solution is more money! If I don't have the things in life that I want, I just need more money to be happy. If I bill collectors are calling, I just need more money.
What if I told you that more money is not the solution to any of those problems?
Most people don't know how much they spend on any given area per month. Of those who do know, very few plan how they are going to spend their money. Expenses just happen.
No matter who you consult for advice about finances or money management, one of the first steps they will ask someone to take is to figure out how much he is spending in every area of his life - home, cars, medical, etc. One of the next steps is to determine how much he can/should spend on each area - a spending plan.
More money is not the answer, but managing the money God has given us is the answer.
The concept is not rocket science but it is often hard for people to navigate on their own. We didn't have anyone to help us. We made one attempt, couldn't figure it out, went back to it five years later. We were so excited about what a spending plan did for our money, our state of mind, and our marriage that we told all of our friends. Then we trained in how to teach others this great concept.
We are offering a class at a special price, just $10 for the notebook, starting Sunday, February 20th. See this page for more details on the six-week class.
If you answer any of these questions with a "yes," this class will benefit you.
- Does it put you in a bind to have unexpected expenses?
- Do you wonder where all the money went?
- Do you ever argue with your spouse and/or parents about money?
- Do you owe money, other than on your mortgage?
- Do you ever arguments in your marriage over money?
- Do you want to tithe and/or save but don't feel that you can afford to?
- Do you worry about having enough money to pay the bills?
- Do you live paycheck to paycheck?
- Do you worry about having enough for retirement/college?
